The Business Platinum Card® from American Express is one of the more popular business credit cards out there, and for good reason. In exchange for an $895 annual fee (see rates and fees), you can unlock more than $4,000 in annual perks — so many perks, in fact, that a few of them fly under the radar.
Beyond marquee benefits like $600 in hotel credits (The Hotel Collection requires a minimum two-night stay) and versatile airport lounge access (terms apply), the Amex Business Platinum Card has plenty more to offer. Here are four lesser-known perks of the card that can put it over the top for lots of cardholders.
1. Up to $300 back on ChatGPT Business
This one’s new enough that a lot of people might not have heard about it. A few months back, Amex added a $300 ChatGPT Business credit to the Amex Business Platinum Card, used to help cover the cost of a ChatGPT Business plan. Terms apply; enrollment required.
ChatGPT Business works a bit differently from its personal plan, and requires a minimum of two users. If you’re a solo operator, this one may not mean much. But if you’re part of a team, you can enjoy benefits like a shared workspace, integration with Google Drive, increased data privacy, and more.
2. 35% points rebate
This benefit doesn’t come up much outside of serious travel rewards circles, but it’s one of the more interesting things the Amex Business Platinum Card does.
When you book a flight using Membership Rewards points through Amex Travel, you get 35% of those points back, up to 1 million points back per calendar year. Terms apply.
There’s a catch worth flagging: The rebate is now limited to flights on a single qualifying airline of your choice, where it previously applied to any business or first class ticket on any carrier. That’s a meaningful restriction, and definitely narrows this perk’s appeal.
But if your go-to carrier is on Amex’s eligible list, it’s still a great way to stretch your points even further than before.
3. Premium status with Avis, Hertz, and National
No matter what credit card you’re talking about, rental car perks are easy to sleep on. They’re not the flashiest thing out there — but with the Amex Business Platinum Card, they’re still plenty valuable.
You’ll enjoy perks across different brands, too. With Avis, Hertz, and National, card members can enjoy complimentary premium status — though the specific perks vary by program. With Hertz you’ll get Gold status, which includes expedited pickup and bonus points on every rental.
And with National, you’ll get Emerald Club Executive status, which lets you choose your car from the Executive Selection area and earn a free rental day after six credits instead of the usual seven.
None of this happens automatically — terms apply, and enrollment is required for each program. But the perks are worth it even if you only rent a car once or twice a year.
4. Up to $120 back per year on your wireless bill
This one might have the broadest appeal of any perk out there. The Business Platinum Card® from American Express offers up to $10 back per month — $120 per year — on wireless service purchased directly from a U.S. wireless provider. Terms apply; enrollment required.
Just pay your phone bill with the card, enroll once through your Amex account, and the credit posts automatically. Who isn’t paying at least $10 a month for their phone?
On their own, none of these perks are going to make the Amex Business Platinum Card worth applying for. But when you add them all up, this top business card starts to look that much more appealing.