PI Global Investments
Finance

EV Manufacturer Fisker Launches Financing Platform

Fisker, a manufacturer of electric vehicles, launched Fisker Finance, a digital financing platform offering loan purchase options to Fisker customers. The company also reaffirmed the nomination of Chase in the United States and Santander Consumer Finance in Europe as its retail financing partners.

Fisker Finance plans to begin offering financing in Q4/22. Fisker also expects to nominate financing partners in additional regions, with more announcements to come.

Starting with buyers of the all-electric, five-passenger Fisker Ocean One, the Fisker Finance direct-to-consumer digital platform will enable customers to apply for vehicle financing, receive decisions and gain the ability to finance vehicle accessories, such as home charging equipment and factory-installed accessories. Production of the Fisker Ocean is on track to begin in November at a carbon-neutral factory in Austria.

“Fisker is a digital car company, first and foremost, focused on a seamless customer experience at every step. Providing finance options on our digital platform, including financing factory-installed options, is part of providing our customers with a completely hassle-free experience respectful of their time,” Henrik Fisker, chairman and CEO of Fisker, said. “We also aim to provide insurance on our digital platform, as we designed and engineered the Fisker Ocean with affordable premiums in mind. The Fisker Ocean One will stand out with all its unique standard options and features.”

Through Fisker Finance, customers can navigate the digital loan process by starting with the credit application on Fisker’s website or Fisker’s app. Applicants can select a retail financing structure that best fits their needs, review their financing details and electronically sign documents online. Following vehicle delivery, Fisker owners can digitally access their account, make payments and obtain personalized customer support.

On July 1, Fisker began offering early reservation holders in select markets the opportunity to secure a Fisker Ocean One by committing to a $5,000 deposit. The pre-order deposit will allow Fisker to plan its manufacturing build more accurately. As Fisker schedules production of each vehicle, Fisker Ocean One buyers will finalize pre-order specifications and the company will assign a specific number ranging from one to 5,000 to each limited-edition vehicle.

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