Plus, how does pension auto-enrolment work, and is it right that my employer is refusing to top up my maternity benefit?
Will my credit history be affected? Photo: Getty
Q I recently relocated to Ireland. However, two months ago, I had a problem with my bank account and missed making some utility payments. Will this have a negative impact on my personal credit score?
A The answer is no, according to Frank Conway, founder of financial wellbeing provider MoneyWhizz and a qualified financial adviser.