BitGo Prime, a subsidiary of BitGo (NYSE: BTGO), has launched a unified, on-platform financing offering designed to give institutions collateralized borrowing and lending capabilities integrated within BitGo’s institutional platform.
As institutional participation in digital assets has grown, financing infrastructure has often remained fragmented – requiring multiple counterparties, manual processes, and collateral movements across venues. BitGo Prime’s financing platform is designed to address that complexity by bringing borrowing, lending, collateral management, and monitoring into a single workflow.
The offering is designed to give clients high-touch, white-glove service for more complex financing arrangements, combined with an intuitive platform experience for managing day-to-day activity. Whether clients are seeking straight-forward crypto-backed loans or more bespoke structures against locked tokens or staked positions, BitGo Prime supports financing solutions built around how institutions actually operate – without forcing portfolios to conform to rigid loan models.
BitGo Prime supports crypto-backed loans against eligible assets, including BTC, ETH, SOL, stablecoins, and other supported tokens, all subject to applicable terms, risk parameters and desk eligibility. The platform supports financing arrangements collateralized by certain locked tokens and staked positions held in segregated wallets. Clients can track and manage these positions directly within the BitGo platform, supporting transparency and operational control while preserving staking activity and long-term allocation strategies, subject to product terms and availability.
“Institutional clients want digital asset financing that works the way they manage capital and risk in practice – not as a collection of siloed products,” said Mike Belshe, CEO and co-founder of BitGo. “With BitGo Prime, we are delivering a platform that meets institutional standards without requiring clients to restructure their portfolios to access capital. That’s a meaningful shift for the industry.”
Additionally, BitGo offers portfolio-based financing that may be established based on risk-based collateral parameters across supported assets held in a client’s Go Account, a multi-asset regulated custody wallet. This structure is designed to support cross-asset management and more flexible liquidity access as portfolio composition changes over time.
Beyond borrowing, clients can lend certain eligible assets to BitGo Prime as part of a broader treasury and capital strategies, subject to eligibility requirements and the applicable lending terms.
“For institutional clients, the differentiators are clear: multiple financing options, a white-glove service model for more complex structures, and a controlled framework without third-party or smart contract risk,” said Adam Sporn, head of prime brokerage and institutional sales at BitGo. “We’ve built this offering to pair responsive, high-touch support from our team with an on-platform experience that makes financing easy to manage. That combination of flexibility, service, and control is what institutions have been missing in digital asset markets.”
Financing and lending are now accessible through on-platform workflows, with management, monitoring, and structured risk processes designed for institutional use. Funds may be deployed for trading through BitGo’s trading entities or allocated toward working capital and strategic liquidity needs.