The federal student loan system is undergoing its largest overhaul in decades, with many changes taking effect on July 1, 2026. These updates stem from the One Big Beautiful Bill Act (OBBBA), a sweeping budget reconciliation law signed by President Trump on July 4, 2025.
While the new law touches many areas of federal policy, its federal student loan provisions will reshape how much you can borrow, how you repay, and whether certain types of aid are available to you at all.
See what to expect starting on July 1 and beyond, and find more resources linked in the articles below.
Want to learn more about the changes outlined above? Check out these stories: