New Bilt Palladium cardholders can earn 50,000 transferable points and $300 in Bilt Cash after spending $4,000 in 90 days. Points are valued at up to 2.2 cents each, making this one of the most valuable welcome bonuses available now.
The Bilt Palladium Card requires a $495 annual fee but delivers 50,000 bonus points and $300 Bilt Cash upon approval, contingent on $4,000 in spending within 90 days. It also grants Bilt Gold status and includes a $400 annual hotel credit and Priority Pass access. Earn 2x points on everyday purchases or opt for 4% Bilt Cash back with accelerator options.
Bilt points transfer 1:1 to 25 partners including United, Alaska, and Hyatt, where redemptions often exceed 2 cents per point. The card’s value outpaces competitors like Capital One Venture X, especially for travelers targeting premium hotels or international flights using transferred points. Annual rollover of up to $100 in Bilt Cash adds sustained utility beyond the welcome offer.
Travelers can unlock over $1,400 in immediate value from the sign-up bonus alone. Missing this offer means forfeiting high-value transfers to top-tier airline and hotel programs that rarely devalue their point rates.