Mexico’s mobility payments ecosystem is becoming a testing ground for financial infrastructure modernization, as digital tolling, parking, and urban mobility services move further into online channels. Unlimit and PASE announced a partnership to strengthen PASE’s digital financial architecture, aiming to improve transaction performance, fraud prevention, and the user experience across mobility payments.
Unlimit, a global financial infrastructure provider, has partnered with PASE to modernize the payment systems supporting one of Mexico’s main electronic toll collection and mobility platforms. The alliance focuses on improving PASE’s online commerce stack, financial flow management, and payment ecosystem mapping, as mobility users increasingly expect faster, safer, and more seamless digital transactions.
The integration has allowed PASE to reach approval rates of up to 90% for digital bank account transactions, according to the companies. This segment has historically faced barriers linked to risk profiling and compatibility with legacy payment systems. The companies also reported chargeback levels below 0.04%, supported by fraud prevention tools, intelligent tokenization, and dynamic risk management rules.
“The alliance with PASE demonstrates how financial infrastructure has evolved from being simply an operational backend to becoming a strategic engine of sector transformation. At Unlimit, we are building the programmable foundation that is redefining mobility in Mexico,” says Martina Selser, VP and Head of Growth Americas, Unlimit, according to FF News.
For PASE, the partnership is part of a broader strategy to optimize digital transactions as more users rely on online channels to manage tolls, parking, highway payments, and other mobility services. The PASE app allows users to manage tags, check transactions, top up or direct debit balances, pay parking and toll fees, request roadside assistance, and plan routes from a single platform, according to its Google Play listing.
“Improving the mobility experience of our users is our everyday objective, and Unlimit has become a strategic ally during this process. Thanks to this alliance, we can optimize digital transactions, a rapidly growing segment,” says Alexis Reséndiz, Director General, PASE.
Digital Mobility Demand Accelerates
The partnership comes as Mexican consumers increasingly use digital channels for mobility-related services. According to AMVO’s 2025 Online Sales Study, nearly eight out of 10 internet users purchased a service through digital channels in the previous 12 months. The study also found that mobile devices continue to dominate e-commerce traffic, with almost seven out of 10 visits to e-commerce sites and apps coming from smartphones or tablets.
According to AMVO research, 78% of Mexican consumers purchased urban mobility services online in 2025, while 23% made their first digital purchase in this category. This shows that mobility is becoming one of the sectors where online payment adoption is deepening, driven by the need for faster transactions and more integrated user experiences.
Electronic toll collection allows users to pay on roads and urban highways through contactless technology, according to IDEAL’s description of electronic toll systems.
In Mexico, mobility remains a high-demand sector. Around 130 million trips are made daily in Mexico, nearly 80% of them by public transport, according to Manuel Suárez, Researcher, UNAM. As more users interact with transport, tolling, and urban services through digital platforms, payment infrastructure becomes a key element for operational efficiency.
The Unlimit-PASE partnership highlights how payment infrastructure is moving beyond a back-office function and becoming part of broader mobility competitiveness. For companies operating tolling, parking, transit, and road services, approval rates, fraud prevention, reconciliation speed, and user experience can directly affect adoption and customer retention.
The integration also comes as Mexico advances toward greater digitalization of transport payments. PASE has positioned digital payments as a growing part of the toll and mobility ecosystem, while industry discussions ahead of the 2026 FIFA World Cup have pointed to the need for stronger digital infrastructure on highways and mobility platforms.